Salary and Benefits

In addition to the unique educational opportunities, the Munson Family Practice Residency Program offers a comprehensive benefit package for enrollees.

Benefits Plus Package
Benefits Plus is a "flexible benefits" plan that allows you to customize your benefits with choices in medical, dental, vision, life, accidental death and dismemberment, reimbursement accounts, and dependent coverage. Costs are determined by the options you select; some elections have no cost while others may be purchased at special rates.

Medical Care Options
All Munson Medical Center employees, including residents, contribute to the cost of medical care benefits through payroll deduction. Currently this amount is set at 17% of the premium cost

Option A — Priority Health: No deductibles; limited co-payments, few out-of-pocket expenses; all services must originate with HMO providers; includes well-care and preventative coverage.

Option B — Point of Service: Out of Network services with 20% co-pay. All approved in Network services — same as HMO.

Option C — No Medical Coverage: May select if covered by another source (such as spouse); will receive bonus waiving coverage.

Coverage effective beginning day one of employment.

Dental Options

Option A: $800 annual coverage per plan member; pays 100% for preventative; pays 50% for x-rays, restorative, and prosthodontics; orthodontia at 50% with lifetime maximum of $1,000 per dependent child under age 19.

Option B: Covers same services as above, but with $1,000 annual coverage per plan member and coverage at 75% for applicable services other than preventative; same coverage as above for orthodontia.

Coverage effective approximately 90 days after employment.

Optical Discount Plan
Plan available to employee through Eye Care Plan of America (ECPA). An annual one-time deduction.

Life & Accidental Death Options
Life insurance of one times annual salary is provided. AD&D coverage is provided up to a maximum of another one times annual salary. Four options for additional coverage are available, including one-half times annual
salary, one times annual salary, two times annual salary, and three times annual salary.

Coverage effective approximately 90 days after employment.

Reimbursement Accounts
Health and dependent care reimbursement accounts allow the use of pre-tax dollars to pay for qualified expenses, thus providing tax savings.

Dependent Life Insurance
Employee purchased coverage of $10,000 for each child and spouse is available, and may be purchased through the convenience of payroll deductions.

Coverage effective approximately 90 days after employment.

Long-term Disability
Residents are provided with a benefit of 60% of their monthly wage. This benefit has a six-month waiting period per disability. Long-term Sick time will be paid out during this time.

Retirement Plans
Munson makes available tax deferred annuity options to residents wishing to establish accounts through this savings vehicle. Munson also makes periodic contributions, financial conditions permitting, to a tax deferred savings
plan.

Holidays
Residents are scheduled on a rotating basis for duties during regular holidays.

Short/Long-term Time Off
Provides for paid time off for absence due to illness.

Short-term time off allows for up to three days per year for personal or family illness. These days may be requested by a resident with approval of the Director of Medical Education or the Residency Program Director.

For long-term time off, residents are credited with 1,040 hours at the beginning of each year to be utilized for extended periods of personal illness.

Accreditation and board certification requirements necessitate that each resident complete all elements of the training program. Therefore, time away from the program due to illness will need to be made up in order to complete the program requirements. This may require extension of the training program.

Courtesy Allowances
Are provided to Munson employees and legal dependents for pharmaceuticals and supplies, medical-surgical supplies, and hospital services.

Sick Child/Dependent Care
Provides hospital care during work hours to
permit you to work your regularly scheduled hours.

Other Valuable Benefits
Other benefits provided are: Liability and Travel Insurances, Employee Assistance Program, Direct Deposit, Leaves of Absence, Employee Health Program, on-site Credit Union, and Child Care Center.

Moving Expenses
Up to $500 of moving expenses will be reimbursed to new residents entering the program.

Meals
Meals are provided for residents WHILE ON DUTY only. This courtesy cannot be extended to families.

License Fee/Membership Dues
First year residents are provided with an educational license at the hospital's expense. A full license is provided at the hospital's expense once second and third year residents have met all appropriate State requirements.

All DO residents are to maintain AOA membership at all times and will be reimbursed by the program for the cost of this membership. All DO residents are to maintain membership in the ACOFP (there is no charge for this membership).

All MD residents have the option to join the AMA or AAFP with the program reimbursing the cost of membership. If both AAFP and AMA are desired, then the program will pay for the AMA membership and the AAFP membership can be taken out of CME funds.

Liability Insurance
Medical liability (malpractice) coverage is provided by MMC for each resident while performing residency duties. This liability coverage does not extend to moonlighting, consulting, or other activities outside of the scope of the residency. It is the resident's responsibility to arrange liability coverage for all outside employment activities.

Miscellaneous

ACLS and Neonatal Resuscitation Course Fees: All residents are required to maintain current certification in ACLS and Neonatal Resuscitation. Certification and recertification courses are provided at MMC at no cost to the resident.

Lab Coat Allowance: A $70 lab coat fee is provided for each year of the residency program. The Program Coordinator will assist in the order of the lab coats for the residents.

Pagers: All residents are supplied with pagers and are required to carry them while on call and on duty. Residents are responsible for the pagers with the understanding that if the pager is lost or damaged, replacement will be at their own expense. If a pager is malfunctioning or not working accurately, a loaner pager can be given to the resident by the Program Coordinator at the Family Practice Residency until their original pager is repaired.